High-Net-Worth Underwriter

Working hours: This role is available on a part-time, job-share or full-time basis.

Location: Manchester

Salary: £34,000 to £45,000 depending on experience plus excellent benefits and career development opportunities.

Closing date for applications: 31st May 2026

The opportunity: 
We are looking for a skilled and motivated Trading Underwriter to join our High Net Worth team, specialising in home and motor products. The ideal candidate will have a strong background in underwriting, excellent market awareness, and a keen ability to build and maintain relationships with brokers and clients.

 
Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.  

Key responsibilities:

• Evaluate and underwrite high-value home and motor insurance policies for high-net-worth clients, adhering to underwriting guidelines and risk appetites.
• Develop and sustain robust relationships with brokers, clients, and other key stakeholders to drive business growth and enhance client satisfaction.
• Analyse and assess risk exposures to provide bespoke insurance solutions tailored to the unique needs of high-net-worth clients.
• Monitor and manage the profitability of the portfolio, ensuring that underwriting decisions align with the company's financial objectives.
• Collaborate with internal teams, including claims, actuarial, and risk management, to ensure a holistic approach to underwriting and client service.
• Stay updated on market trends, competitor activities, and regulatory changes to inform underwriting strategies and maintain a competitive advantage.
• Participate in client and broker meetings, presentations, and other marketing activities to promote Zurich's high net worth home and motor insurance products.

Your skills and experience:

• Underwriting experience within the high-net-worth sector, specifically in home and motor products.
• Strong analytical and decision-making skills with a proven ability to assess complex risks.
• Exceptional interpersonal and communication skills, with the ability to build and maintain effective relationships with brokers and clients.
• Proficient in using underwriting software and tools.
• Demonstrated ability to work independently and as part of a collaborative team.
• Strong organisational skills with the ability to manage multiple priorities in a fast-paced environment.

What will you get in return? 

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday, alongside a range of other flexible benefits. 

You can find out more about our wide range of employee benefits on our website.  

Who we are:  

At Zurich we aspire to be one of the most responsible and impactful businesses in the world. Together, we’re creating a brighter future for our customers, our people and our planet.  

With over 65,000 employees, you’ll feel the support of being part of a strong and stable company that is a long-standing player in the insurance industry. 

We’ve made a promise to each other and every employee: to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.    

If you’re interested in working in a dynamic and challenging environment where your creativity, ideas and contributions are recognised and rewarded, Zurich could be just the place for you. Be part of something great. 

Our culture: 

At Zurich, our strength comes from the diverse experiences, perspectives and talents of our people. Our goal is to create a workplace where every employee can flourish and where everyone feels valued, heard and respected.  

Over a quarter of our employees are members of at least one of our inclusion communities (Employee Resource Groups), with groups focused on areas such as social mobility and cultural awareness. We’re proud to have received numerous industry awards recognising our diversity and inclusion policies and initiatives. 

We’ve created an environment that places real importance on our people’s wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide practical advice and access to a wide range of lifestyle support, alongside opportunities to learn, grow and develop the skills needed for the future. 

We actively support our employees to give back to their communities through volunteering and charitable activity. Our charitable arm, Zurich Community Trust, is one of the longest‑established corporate trusts in the UK. Together, we’ve supported causes across the UK through grants and volunteering, contributing over £100 million in funding and volunteered time. 

Your application: 

We’re committed to treating all applicants fairly and with respect, irrespective of their actual or assumed background, sexual orientation, disability or any other protected characteristic.  

As an inclusive employer we also want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.  

We’d love it if you could submit your application online. If you require an alternative method of applying, please send an email to recruitment@uk.zurich.com 

So, make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.